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business
credit card is a financial tool that allows business owners and authorized employees to pay for company expenses and access credit. They are similar to personal credit cards, but lenders typically offer higher credit limits and more lucrative rewards because businesses tend to spend more.
Credit Cards
Borrower Criteria
| Required | Preferred | |
|---|---|---|
| Time in Business | Startup | 2+ Years |
| FICO | 700 | 720+ |
| Monthly Revenues | $0 | $5,000 |
| Entity Structure | LLC / Corporate | LLC / Corporate |
Terms
| Amounts | Up to $250,000 |
| Term Length | Revolving |
| Payment Frequency | Monthly |
| Closing Time Frame | Pre-Approval Within 48 Hours |
| Credit Pull | Hard |
Documentation
| Copy of Your Personal Credit Report |
| Min One Revolving Account Open For at Least 12 Months |
| 25% or Less Balance On All Revolving Accounts |
Benefits
| Funding Within 14 Days |
| Interest Only For The 1st 6 to 12 Months |
| Stated Income - NoBbank Statements Required |
PRE-APPROVAL FORM
*** All files are subject to full underwriting & qualifications specified by each bank. There can be no assurance that any applicant will be approved and that credit will be offered.***